Octa Agents
by
Lending Operations, Orchestrated
End-to-End with
Lending ops on autopilot, powered by AI underwriting, intelligent decisioning, and seamless workflows.
Built for Secure, Compliant Lending
Enterprise-grade security and compliance, built into TriAxis.
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SOC 2 COMPLIANT
HIPAA ELIGIBLE
CISA CERTIFIEDbyOne Intelligent System. Lending in Sync.
TriAxis Is The AI-Powered Operating System That Runs Your Entire Lending Lifecycle, So Sales, Credit Ops, Disbursement, And Recollection Stop Running As Separate Efforts And Start Running On Autopilot, Off The Same Data.
Lending Wasn't Built to Move This Slow.
Credit, ops, and collections run in disconnected systems. Decisions slow down, leads go cold, and compliance becomes a scramble instead of a habit.
byCredit, ops, and collections run on disconnected systems, slowing decisions.
Manual data entry and fragmented workflows turn hours into days.
Document review and manual follow-ups create friction before revenue even starts.
Critical compliance reporting remains manual, increasing risk and limiting visibility.
TriAxis, The AI-Powered Operating System
For Modern Lending
End-to-End Automation, Not Just Orchestration
Every stage of lending runs on autopilot, unified by one data model.
Built for Regulated Lending
Built with RBI, CRILC, NACH, and NPA frameworks natively compliance by default.
RBI
CRILC
NACH
NPA
Made for Real Lending Teams
Smart Work QueuesRoute leads to the right team automaticallyBuilt for credit, RM, and collections teams managing high volumes, tight SLAs, and zero room for errors.
Custom Decisioning. Built For You.
Custom rules, bureau data, and risk logic built around your credit policy, not a generic template, so every decision reflects your lending strategy, risk appetite, and business requirements.
RuleConfiguration- Credit rules configured
- Risk checks defined
- Deviation logic applied
Custom RulesCustom-Built BREs,
World-Class Decisioning
No two lenders run the same rules. Build every decision around your credit policy, risk appetite, and deviation logic.
View Module
AA Insights
Data IntelligenceBureau & AA Integrations,
Unmatched
CIBIL, CRIF, Experian, and Account Aggregator data pulled, parsed, and structured for underwriting decisions.
View ModuleOne AI-Powered Operating System.
Every Module On Autopilot.
LOSLoan OriginationSystem
82% reduction in manual collection effort across active portfolios
Rahul S₹4,50,000Approved
7823 Loans
Salaried- Full Post-Disbursal &<br />LifecycleEvery EMI, Prepayment, Foreclosure, Restructuring Event Logged
- Recollection On AutopilotAutomated DPD Bucketing With AI-Driven Early NPA Warnings.
- Reconciliation Without ChaosAuto Amortisation, NACH Tracking & Same-Day Reconciliation.
- Compliance That's Always ReadyNPA Classification, Provisioning, CRILC Data, RBI-Ready Exports
From Lead To Loan On Autopilot
TriAxis follows the borrower's actual journey — automated at every handoff, not bolted together after the fact.
- 01 – Capture
Day 1 · CRM
Capture and qualify leads automatically, with instant assignment and follow-ups.
- 02 – Underwrite
Day 2–3 · LOS
Automate documents, bureau and AA checks to drive faster credit decisions.
- 03 – Manage
Day 3 · LMS
Trigger disbursal, mandates, EMI schedules, and loan tracking without handoffs.
- 04 – Collect & Grow
Ongoing · CRM + LMS
Use repayment insights to automate collections, renewals, and cross-sell.
One Platform. Every Lending Model.
From banks and NBFCs to fintech lenders, TriAxis adapts to the way you lend, across products, policies, and portfolios.
Retail Lending
Corporate Lending
Digital Lending
SME & Business Lending
Personal Loans
Payday LoansSalary Advance
BNPL / Pay Later
Vehicle Loans
Two-Wheeler Loans
Education Loans
Medical Loans
Gold Loans
Loan Against Property (LAP)"Most teams don't struggle with lending. They struggle with fragmented systems. We fix that."
From Setup To Go-Live In Weeks, Not Quarters
Configure, validate, and launch TriAxis in three focused phases with your first live loan processed within weeks.
Phase A - Week 1
Kick Off The Implementation, Configure Workflows, And Prepare The Platform For Launch.
Phase A - Week 1
Kick Off The Implementation, Configure Workflows, And Prepare The Platform For Launch.
Built For Companies That Lend.
However They Lend.
For Lenders (B2B)Powering the Business of Lending
Software for the institutions doing the lending banks, NBFCs, and fintech platforms that need one AI-powered system instead of three vendors.
- Banks & NBFCs
- Fintech Lending Platforms
For Loan Products (B2B2C)Launch and Scale Any Loan Product
One AI-powered OS, any loan type — configure once, run every product line on autopilot through the same CRM, LOS, and LMS.
- Personal Loans
- Payday / Short-Term Loans
- Loan Against Property (LAP)
- Gold Loans
- BNPL / Earned Wage Access
Real Outcomes, Powered by an AI-Native OS
Faster approvals, higher conversions, lower collection effort, and more consistent decisions powered by TriAxis.
Trusted by Lending Partners & NBFCs
Across India
Faster approvals, higher conversions, lower collection effort,
and more consistent decisions powered by TriAxis.
Built on a Modern, Scalable Tech Stack
Enterprise-Grade Technology Designed For Secure, Reliable, And Scalable Lending Operations.
The 8byte Workflow
From Data to Decisions, Powered by
AI Agents
8byte guides every decision through a structured AI workflow, from data ingestion and risk analysis to human review and audit-ready compliance.
Startup & Cloud Ecosystem
Official Product & Implementation Partners Support
ByBuilt to Put Your Entire Lending Stack on Autopilot
For lenders who've outgrown stitched-together tools and need one smarter system without months of rework.